Today there is little risk of financial assets to optimize the return on their money. This, regardless of the amount of surplus that you can generate and the savings capacity of diverse people.

One such asset is the gold and silver jewelry with a sense of investment, given the intrinsic value of these.

HOW TO DO IT?
One of the previous steps to adopt this method of investing is to know how this market. Investment in gold and silver jewelry poses some challenges, including security measures that everyone should look to purchase these precious metals in jewelry. This implies the suitability of a jeweler who will make the acquisition. It must be trust.

Jewelers formal guaranteed supply refineries with a long history, both in the local market and internationally.

The raw material used by jewelers is analyzed in specialized laboratories to check the purity of the metal. In the case of 18-carat gold must have a 75% purity, silver in the 925 and must have a purity of 92.5%. It is also important that the scales are properly calibrated and precision casting process the metal is the most optimal.

One current problem is the formation of a good price for local jewelers. Augusto Acosta Rodríguez-La Rosa, president of the Manufacturers of silver articles of the National Society of Industries (SNI), today commented that the reference price is the value of gold and silver in international markets.

However, purchases of silver from jewelers are taxed at the general sales tax (IGV), unlike what happens with the gold.

"This situation occurs because we do not have an entity that promotes a simple and transparent mechanism to provide not only a market price, but most importantly, ensure the optimal purchase of a metal. An interesting alternative is that the Reserve Bank of Peru meet this demand, "he said.

For Acosta, measures should be adopted to enhance competitiveness not only to transactions by jewelers, but also to improve the acquisition of precious metals by the people.

One is the elimination of such differentiated application of the VAT for purchases of silver and gold. Furthermore, it should make it easier for mining companies in order to supply the local market, creating jewelry schools to standardize processes and enhance the exportable supply. An example worthy to imitate is the creation of the Center for Technological Innovation Jewelry Koriwasi in Cajamarca by the Yanacocha mine.

HOW MUCH IS WINS?
If you have the habit of giving away a jewel of gold or silver to a family member, which is actually doing outside is a joy to create an investment that is capitalized in the future. So far this year the silver has generated a profit of 42%, while the gold accumulated 13%.

If we look at profitability over the past twelve years, the annual nominal rates of return reached 10.7% for gold and silver at 8.4%.

Taking into account the situation of crisis and instability in the global economy, where experts foresee the risk of higher inflation in the United States and an increasing deterioration of the dollar, we expect that the prices of precious metals like gold and Silver to a high speculative component. Therefore, it is expected to exceed the prices in the eighties, where the gold price was between $ 2,000 and $ 2,500 per ounce.